Small and Family Owned banks are a unique entity in the banking system. First of all, there is a huge amount of intrinsic community value to them. Board members are usually local owners or community leaders that place a special value and commitment not found in publicly held companies. Secondly, there is pressure from the regulatory system to make sure Directors and Managers are active, and engaged. Thirdly, they are usually small banks with ever increasing pressure relating to net interest margins. Our approach is to help directors get on the same page with management.

Our experience, skills, expertise and resources with other qualified specialists can improve profitability through a series of strategic and organizational changes, including: