Is your business in a cash crunch? Have you been looking to borrow money for expansion, but been turned down by a bank because your credit history is nonexistent or less than exemplary? Many family businesses may need additional financing but have had prob-lems using conventional lenders, such as banks, because they donít meet the banks’ stringent financial standards or are undercapi-talized. If these problems sound familiar, consider one of the many programs offered by the Small Business Administration (SBA) as an alternative financing source.